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Get a
Quick Loan at

0% interest for 3 months
50% LTV
0% interest
3 Months
Free Early Repayment
I need a loan in
EUR
Arrow Down

Collateral
BTC
Arrow Down

Interest Rate0%
Loan-To-Value50%
Loan Term3 months
Total loan payment
EUR
50 €

Pay for your
daily expenses

By following
a few simple steps...

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Receive your loan Instantly
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Spend on what you need
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Pay your loan back for Free
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Get your crypto back
Get a Loan

Instant, low cost & with Zero Risk

Only a 2.5% loan origination fee
10 day protection during Margin Call
No hidden fees
bitGolloyds

Security & Insurance

Your collateral will be kept in cold storage, in a bank-grade security vault, and covered by a $100M insurance policy

Bank-Grade Security
Cold Storage
$100M Insurance
Free

Learn more about Nebeus Quick Loans

Nebeus Quick Loans are crypto-backed loans that you secure using your cryptocurrency investments as collateral. By using your crypto to get a Nebeus Quick Loan, you maintain ownership of your digital assets while instantly borrowing Euros, British Pounds, US Dollars, or Stablecoins for any needs or expenses.

How do Nebeus Quick Loans work?

With Nebeus Quick Loans, you can borrow small sums of money for your short-term needs and expenses. You can choose between 7 different cryptocurrencies to use as collateral (Bitcoin, Ethereum, Dash, Ripple, Stellar, Litecoin, and Bitcoin Cash), and you can borrow 50, 100, 250, or 500 in FIAT currency (EUR, GBP, USD) of Stablecoins (USDT or USDC). The LTV for Quick Loans is fixed at 50%, and the loan term is fixed at 3 months. There is no interest rate (it’s really 0%), and the only thing you pay is a 2.5% loan origination fee when your loan is issued. When you’re finished with your loan, you can close and pay back the loan at any time and for free.

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How fast can I get a Nebeus Quick Loan?

Once you sign up to Nebeus, either through the Nebeus appold or the desktop, you'll need to first verify your identity. Once your identity is verified and you've funded your account with the cryptocurrency you want to use as collateral for your loan, you can get a loan at the click of 2 buttons! Choose how much you want to borrow, accept the loan agreement, and instantly receive your loan in your relevant currency Nebeus account.

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How does Nebeus protect my collateral?

All crypto that is used as collateral for Nebeus crypto-backed loans is stored on segregated cold storage devices, kept in bank-grade Class III security vaults, and insured up to $100 Million by Lloyd's of London.

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What is a Loan-to-Value Ratio (LTV)?

A Loan-to-Value Ratio is a ratio that shows the difference between the value of your collateral and the loan which you are receiving. If the LTV is 80%, this means that your loan will be 80% of the value of your cryptocurrency collateral. The value of your loan is calculated using the current day's exchange rate and will remain fixed until the end of your loan. If the value of your collateral is 100,000 Euros, and you are borrowing at 80% LTV, you will receive 80,000 Euros. Simple enough? The formula for LTV is: LTV = Loan Amount ÷ Value of Collateral.

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How does Nebeus protect my collateral, and am I protected against margin calls?

All crypto that is used as collateral for Nebeus crypto-backed loans is stored on segregated cold storage devices, kept in bank-grade Class III security vaults, and insured up to $100 Million by Lloyd's of London. For protection against market volatility and margin calls, Nebeus gives you the tools to continuously stay updated on your crypto-backed loan's health status to ensure that your collateral never gets liquidated. When approaching a margin call, you can manually add more collateral to your loan or choose to close & repay your loan at any point. Best of all, Nebeus give you a 10-day buffer if a margin call occurs. You'll be able to add collateral or repay your loan during those 10 days, and in the meantime, if crypto prices go back up, Nebeus will cancel your margin call, and your loan will continue as if nothing happened. For more information, read how our loans are Zero Risk.

For more information, visit ourHelp Center.