Unlock Liquidity.
Keep Your Crypto Growing.
Turn your BTC, ETH, stablecoins, or other crypto into liquidity.
Fast approvals, transparent fees, no credit checks.
For users who
want tax-efficient Euros
want to increase BTC & ETH exposure
want liquidity without selling crypto
want low-cost liquidity.
prefer to repay later.
Borrow with stablecoins for tax-efficient EUR liquidity, without triggering a taxable asset sale.
Keep predictable fixed rates with no market surprises and no price swings.
Use a crypto-native alternative to traditional banking.
Compare Crypto Loans
Pay just the monthly interest with 95% LTV in stablecoins.
Nebeus matches your BTC deposit, using the initial and new bitcoin as collateral to double your position.
Pay monthly the interest and loan amount and enjoy more customisation.
Pay monthly only the interest. The amount you borrowed is settled in your final payment.
Pay once at the end of the term to cover the amount you borrowed plus interest.
72-Hour Safety Window
Time to Think, Not Panic
Market crash? Your collateral drops? You get 72 hours to add funds or adjust positions while your loan is on margin-call threshold.
Add more collateral
Repay part of your loan
Wait for the market to bounce back
"When BTC dipped overnight, I got a margin call but had 3 days to top up. That buffer saved my loan — and my weekend."
"When BTC dipped overnight, I got a margin call but had 3 days to top up. That buffer saved my loan — and my weekend."
Boost your Liquidity with a Nebeus IBAN
Traditional banks often restrict transfers tied to crypto. The Nebeus IBAN is designed to accept and move these funds smoothly, making your euro crypto-backed loan instantly usable.
Together, the IBAN and loan create a seamless flow: receive a euro crypto-backed loan, send it for free to your IBAN and spend it.
Receive Euro Loan
Send to IBAN for free
No intermediaries. Start spending!
How to Get a Crypto Loan
A smart setup for real-world spending in four simple steps
Deposit or buy crypto
01Deposit or buy crypto/stablecoins in your Nebeus wallet.
Choose your loan
02Select loan type, amount, LTV, and term that fits your needs.
Receive funds
03Get funds instantly in your Nebeus EUR Wallet.
Use your IBAN
04Send the money anywhere you need with your Nebeus IBAN.
Expert Loan Guidance
Connect with a specialist to navigate your loan process and clarify any doubts.
Unlock Cash. Keep Your Crypto.
From 4% annual interest. Up to 95% LTV. No credit checks.
Download the Nebeus App
