Get cash without selling your bitcoin!

Get an instant cash loan using your bitcoin. As a leading crypto lending platform, we help our customers use their cryptocurrency to get cash loans up to 80% of their BTC's value and starting at 0% interest.

How to get an instant cash loan using your Bitcoin

Don’t sell crypto: use it to borrow cash!

Transfer your Crypto

Open a Nebeus account and transfer your Crypto from any other wallet for free

Choose your loan

Choose between our quick and flexible loan options, and use your bitcoin to get a cash loan up to 80% of your BTC's value, and with 0% interest.

International Transfers

Get loans in EUR, USD, and GBP and withdraw instantly to any bank card, bank account, or even a cash collection point.

Get money in your pocket and keep your bitcoin in your wallet

Get a BTC-backed loan within minutes.

Why get a bitcoin-backed loan through Nebeus?



Instant, pre-approved, and secure loans directly from our treasury. Leverage the strength of your bitcoin by using it as collateral to secure cash loans in USD, EUR, and GBP.


We offer two loan options:

Choose between our two loan options: 

Quick Loans: 80% LTV and 0% interest for 3 months.

Flexible Loans: choose your LTV, interest rate, and borrow up to €250,000 for as long as 36 months.



We keep your Crypto in the Nebeus Vault – a cold storage device that is totally disconnected from the internet, making it ultra-secure and free from cyber-attacks.



Use our loan health monitormargin calls, and volatility alerts to manage your loan and have full control and peace of mind.


Our mission is to bridge the gap between crypto and cash. We do this by providing instant crypto-backed loans and financial services that you can use any time, anywhere, and at the click of a button. 

No. Nebeus is a fully secure and compliant FIAT & Crypto Lender, meaning that people who want to get a crypto-backed loan will borrow directly from Nebeus.

A Crypto lending platform, such as Nebeus, acts as the primary lender, equivalent to a financial institution, allowing people to borrower FIAT directly from the platform.

On the other hand, Peer to Peer lending works by connecting people who want to borrow with people who want to lend Crypto for interest. In P2P lending, people are all borrowing and lending from each other.

For people seeking to get a loan, Crypto lending platforms are more secure than P2P lending because they don’t risk borrowers not paying back their loans.

We keep all loan collateral in cold storage servers disconnected from the internet and free from risks of cyberattacks.

For Quick Loans, we charge 0% interest for 3 months, but there is a one time Loan Origination fee of 2.5%.

For Flexible Loans, our annual interest rates vary between 6% – 13.5%, and there is no Loan Origination fee.

For more information, please visit our fees page.

For more FAQs and Information, please visit our Help Center.