Get cash without selling your Crypto!

Get an instant cash loan of up to 80% of your Crypto's value and with 0% interest.

How to get a Crypto-backed loan

Simple, instant, pre-approved.

Transfer your Crypto

Open a Nebeus account and transfer your Crypto from any other wallet for free.

Choose your loan

Choose between our quick and flexible loan options, with one of the highest loan-to-value ratios (80%) & one of the lowest market interest rates (0%).

Get cash and keep your Crypto

Instantly receive your loan in EUR, USD, or GBP directly from our treasury. Repay your quick loan early for free. Repay your flexible loan early for a small fee.

Get money in your pocket and keep your Crypto in your wallet

Get a Crypto-backed loan within minutes.

Crypto lending options, tailored to your individual needs


Instant, pre-approved, and directly from our treasury. Once you’ve transferred your Crypto to Nebeus, you can get a loan with as little as two clicks.


Choose between our two loan options: 

Quick Loans: 80% LTV and 0% interest for 3 months.

Flexible Loans: choose your LTV, interest rate, and borrow up to €250,000 for as long as 36 months.


We keep your Crypto in the Nebeus Vault – a cold storage device that is totally disconnected from the internet, making it ultra-secure and free from cyber-attacks.


Use our loan health monitor, margin calls, and volatility alerts to manage your loan and have full control and peace of mind.


Our mission is to bridge the gap between crypto and cash. We do this by providing instant crypto-backed cash services that you can use any time, anywhere, at the click of a button. 

No. Nebeus is a fully secure and compliant FIAT & Crypto Lender, meaning that people who want to get a crypto-backed loan will borrow directly from Nebeus.

A Crypto lending platform, such as Nebeus, acts as the primary lender, equivalent to a financial institution, allowing people to borrower FIAT directly from the platform.

On the other hand, Peer to Peer lending works by connecting people who want to borrow with people who want to lend Crypto for interest. In P2P lending, people are all borrowing and lending from each other.

For people seeking to get a loan, Crypto lending platforms are more secure than P2P lending because they don’t risk borrowers not paying back their loans.

We keep all loan collateral in cold storage servers disconnected from the internet and free from risks of cyberattacks.

For Quick Loans, we charge 0% interest for 3 months, but there is a one time Loan Origination fee of 2.5%.

For Flexible Loans, our annual interest rates vary between 6% – 13.5%, and there is no Loan Origination fee.

For more information, please visit our fees page.

For more FAQs and Information, please visit our Help Center.