5 years on the crypto loans market
Founded in 2014, Nebeus is a London-based FinTech platform. For more than 5 years we have been providing instant crypto-collateralized loans. Our cryptocurrency savings accounts allow our users to receive significantly higher interest than offered by European banks.
- + 55 000 Wallets
- Top 10K FinTech Companies
- 2019 International Finance Awards 2019 winners
- Shortlist: Finder Lending Innovation Awards 2018
We offer Ordinary Shares to Venture Funds and Institutional investors.
At the end of 2018, we felt that we were trying to do too much, and growing too fast, in too many directions. We conducted a study to see which of our services are essential to our customers. The study showed that the most valuable services are the issuance of collateral loans and our high-yield savings accounts. This is what we are going to focus on for the next 5 years.
We are still actively pursuing our application for the FCA e-money license. We are also changing some of our procedures and documents to reflect these changes. We will certainly continue to develop payment channels for withdrawing fiat funds from Nebeus account.
Two New Loan Programs. Nano loans service - to top-up mobile phones. We already have commitments from over 200 mobile operators. Duration: 7 days, interest 1,296%. Microloans - equivalent up to €500, duration 21 days, interest 511%.Nano-financing: fintech for emerging markets
Improved Credit Scoring. Improved Credit Scoring Model Based on Bagging Neural Network. The decision to issue a loan will be made within 2 minutes using a scoring neural network (AI/ML).How neural networks are changing credit scores
Payment channels. We will certainly continue to develop payment channels for deposit and withdrawing fiat funds from Nebeus account. We need additional liquidity to increase the speed of processing operations.
UK based E-money license from the FCA
Neural network implementation for credit scoring for Nano loans, Microloans
Development of Payin and Payout channel networks to increase transaction speed
Marketing power to capture market share in the emerging industry