How to earn 8.25% with Nebeus Crypto savings account — regardless if you are a Crypro Enthusiast or a Crypto Skeptic

High-yield investments into crypto-collateralized loans. Nebeus currently has two different investment programs, one for crypto-Enthusiasts (also known as HODL’ers), and one for crypto-Skeptics.

Suppose you are a HODL’er. How about having your bitcoin and eating it too? Sounds too good to be true? Read on!

Here’s how this one works:

You send us your crypto. We immediately deposit everything above 0.5 BTC into a reputable custodial service. Yes, we do not keep your coins, it all goes to a custodian with insurance and industrial-strength protections. Suppose you send us 1 BTC.

Whatever you send us is yours. At the end of your contract, you get your crypto back no matter what. In our case, you get your 1BTC back.

We nominate your investment in EUR. For example, using today’s exchange rate your 1BTC investment is registered as 11,000 EUR.

You receive interest based on the length of your contract. You can choose between 3/6/12/24/36 months, the rate is proportionally higher. Suppose you choose three months. The rate is 7%. So in three months, you get back your 1BTC and also (7/12/100*3*11000) = 192.50 EUR.

If you want to take out your earned interest in EUR (or any other fiat currency) you need to pass the KYC/AML checks — that’s the law! However, you don’t have to do that! If you are fine with converting your EUR into crypto and taking out crypto — no checks, no delays — just a couple of clicks and you’re on your way.

Now suppose you are a crypto-Skeptic. You don’t trust crypto, don’t believe that bitcoin is the future of money. But you are smart enough not to pass an opportunity to invest in a collateralized loans enterprise.

Nebeus Bitcoin Loans

Here’s how the program designed for you works:

You pass the KYC/AML. Sorry, that’s the law. If you want to do anything related to fiat money, we need to know who you are. If that’s a deal-breaker for you, you are welcome to check our option for HODL’ers.

You send us your fiat money.

Whatever you sent us is yours. At the end of your contract, you get your fiat money back no matter what.

The internal currency of Nebeus is bitcoin, so we convert your fiat money to crypto, however — the rate of the conversion is fixed for the whole period of time we hold your money. This means that even if BTC halves in value, your investment is protected, you get back the exact amount of your investment in fiat.

You receive interest based on the length of your contract. You can choose between 3/6/12/24/36 months, the rate is proportionally higher. At the end of your contract, you get back the exact value of your fiat investment, plus your earned interest.